For Sale House MLS# 2026025926

123 Useppa Island Unit B

USEPPA ISLAND, FL 33921

$950,000

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About 123 Useppa Island Unit B

Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle.

The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.

The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.

For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

Property details

Property

Type
Villa Attached
MLS type
Single Family Home
Status
Active
Year built
1980
Stories
2
Living area
1,478 sqft
Price / sqft
$643
Lot
0.084
Full baths
2
Half baths
1
Furnished
Partially
Original price
$950,000
MLS #
2026025926

Interior

Features
true, Central Electric, Zoned, Breakfast Bar, Dining - Living, Built-In Cabinets, Exclusions, Fireplace, French Doors, Vaulted Ceiling(s), Window Coverings, Laundry in Residence, Tile, Wood, Fireplace, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Flooring
Tile, Wood
Heating
true, Central Electric, Zoned
Cooling
true, Central Electric, Zoned
Laundry
Laundry in Residence
Windows
Window Coverings

Exterior & lot

Features
Community, Two Story, Duplex, Villa Attached, Balcony, Open Porch/Lanai, Screened Balcony, Screened Lanai/Porch, Tennis Court(s), Parking spaces: 0
Construction
Wood Frame, Vinyl Siding, 2, Pillar/Post/Pier, Metal, Window Coverings
Roof
Metal
Foundation
Pillar/Post/Pier
Lot
Basin, Bay, Mangroves, Water, View, RM-2, COTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507, 04-44-21-01-00001.023A, Architectural, Deeded, No Motorcycles, No RV, No Truck
View
Basin, Bay, Mangroves, Water
Pool
Community

Schools

District
Lee County School District

Utilities

Utilities
Central
Water
Central

Financial

Financial
Florida Gulf Coast
Annual tax
$5,360
Tax year
2025
Parcel
04-44-21-01-00001.023A
Legal
COTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507

Location

Subdivision
USEPPA ISLAND
Area
USEPPA ISLAND
County
Lee
Neighborhood
Useppa
Community
Lee, Bike And Jog Path, Bocce Court, Community Boat Slip, Pool, Fitness Center, Streetlight, Tennis Court(s), Underground Utility, Marina, Pickleball, Private Membership, Restaurant, 25176.0, Florida Gulf Coast

Location

Neighborhood
Useppa
Subdivision
USEPPA ISLAND
School district
Lee County School District

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Listed by Rogan White, Century 21 Sunbelt Realty

Listing information is provided by the participating MLS / IDX program and is deemed reliable but not guaranteed. All information should be independently verified. Equal Housing Opportunity.