For Sale House MLS# 2026034105

3520 SW 3rd TER

CAPE CORAL, FL 33991

$1,499,000

naples-mls-rsd logo

Take the tour

About 3520 SW 3rd TER

Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor. Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.

Property details

Property

Type
Single Family Residence
MLS type
Single Family Home
Status
Active
Year built
2006
Stories
2
Living area
2,986 sqft
Price / sqft
$502
Lot
0.23
Full baths
3
Furnished
Unfurnished
Original price
$1,599,000
MLS #
2026034105

Interior

Features
true, Ceiling Fan(s), Central Electric, Breakfast Bar, Dining - Family, Eat-in Kitchen, French Doors, Laundry Tub, Pantry, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), true, Central Electric, Pantry, Washer/Dryer Hookup, Laundry in Residence, Laundry Tub, Carpet, Vinyl, Electric Cooktop, Dishwasher, Disposal, Microwave, Refrigerator/Freezer, Self Cleaning Oven
Appliances
Electric Cooktop, Dishwasher, Disposal, Microwave, Refrigerator/Freezer, Self Cleaning Oven
Flooring
Carpet, Vinyl
Heating
true, Central Electric
Cooling
true, Ceiling Fan(s), Central Electric
Laundry
Washer/Dryer Hookup, Laundry in Residence, Laundry Tub

Exterior & lot

Features
Below Ground, Concrete, Electric Heat, Salt Water, Screen Enclosure, Two Story, Single Family, Boat Dock Private, Boat Lift, Captain's Walk, Composite Dock, Elec Avail at dock, Water Avail at Dock, Balcony, Attached, Parking spaces: 2
Construction
Concrete Block, Stucco, 2, Concrete Block, Tile
Roof
Tile
Foundation
Concrete Block
Lot
Canal, Water, View, R1, CAPE CORAL UNIT 58 BLK 5351 PB 23 PG 137 LOTS 10 + 11, 18-44-23-C1-05351.0100, No Commercial, No RV
View
Canal, Water
Pool
Below Ground, Concrete, Electric Heat, Salt Water, Screen Enclosure
Waterfront
Canal Front, Seawall
Parking
Attached
Garage spaces
2

Schools

District
Lee County School District

Utilities

Utilities
Assessment Unpaid, Central
Water
Assessment Unpaid, Central
Security
Security System, Smoke Detector(s)

Financial

Financial
Florida Gulf Coast
Annual tax
$10,901
Tax year
2025
Parcel
18-44-23-C1-05351.0100
Legal
CAPE CORAL UNIT 58 BLK 5351 PB 23 PG 137 LOTS 10 + 11

Location

Subdivision
CAPE CORAL
Area
CAPE CORAL
County
Lee
Community
Lee, Paved, 0.0, Florida Gulf Coast

Location

Neighborhood
CAPE CORAL
School district
Lee County School District

Ask about this property

Questions on 3520 SW 3rd TER, CAPE CORAL, FL 33991, or want to see it in person?

Listed by Lisa Jackson, Century 21 Selling Paradise

Listing information is provided by the participating MLS / IDX program and is deemed reliable but not guaranteed. All information should be independently verified. Equal Housing Opportunity.